Can an Insurance Company Legally Deny My Georgia Accident & Injury Claim?

Our Norcross personal injury attorneys spent 80+ combined years working as insurance defense attorneys before becoming founding partners of Dermer Appel Ruder. Now, our skilled lawyers and support staff put that experience to use fighting for positive outcomes for injured clients throughout Georgia so that they can regain control of their lives.

The one thing we continuously hear from clients is that after they were injured because of another person’s negligence — either in a vehicle collision, because of dangerous conditions, or other harmful circumstances that could have been prevented — is that they had logical expectations for the next steps.

They seek medical care, follow their physician’s treatment plan, take time away from work to focus on their well-being and physical recovery, and contact the at-fault party’s insurance company to pursue the damages they incurred.

Simple, right?

While most people reasonably believe that the insurance company will acknowledge that its insured’s negligence caused their injuries and is liable for the damages, our Gwinnett County personal injury lawyers are never surprised to hear that injury victims are met with the opposite response.

When asked, “Can an insurance company legally deny my Georgia accident and injury claim?” We respond, “Not only can they, but they most certainly will.” Here is why.

Insurance Companies Denied Claim

Insurance Companies are Businesses First

While the insurance industry is regulated, and laws are in place to protect consumers, insurance companies are also businesses motivated to maximize profits. This means paying claims that comes across their desks will not always happen. This is true even when the claims are legitimate personal injury claims.

Insurance companies throughout the U.S. employ representatives with long-standing tactics designed to pay injured parties as little as possible.

This may include interviewing injury victims when hurt and vulnerable and enticing them to take smaller settlements before the injury victim has even recovered from his/her injury and certainly before they’ve had a chance to retain counsel.

Another strategy includes denying a legitimate claim or making low ball offers — one where they know their insured was entirely at fault.

Continuing reasons insurance companies deny claims include strategically interpreting the policy language in their favor, stating the injury victim failed to meet the policy requirements, or citing specific policy exclusions and limitations.

Since most people do not know whether what the insurance representative is saying is true, fighting back is difficult without a personal injury lawyer’s help.

Contact Our Personal Injury Attorneys at Dermer Appel Ruder today

Our personal injury lawyers know how the insurance companies work because our partners collectively spent over eight decades defending these large corporations. Now that we are fighting alongside our fellow Georgians, we use every tool and resource to produce real results for real people who need our help.

You do not have to face the insurance company alone or take its word for how much your claim is worth. We can help.

Contact our Norcross personal injury attorneys at Dermer Appel Ruder today by calling (404)-892-8884 or online to schedule a free consultation to learn more about your legal rights and options to pursue a successful claim.

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